Facing Foreclosure? Sell Your House Fast Before the Bank Takes It.
Florida's judicial foreclosure process gives you time — but not forever. A fast cash sale can stop the process, protect your credit, and let you keep your equity.
If you've received a foreclosure notice (lis pendens) in Florida, you can still sell your home. The judicial foreclosure process takes 6-36 months, giving you a window to sell for cash — typically closing in 14-21 days. This stops the foreclosure, avoids the 100-160 point credit score hit, and preserves any equity in the home.
How a Cash Sale Stops Foreclosure
When you sell your home for cash, the proceeds pay off your mortgage balance at closing. Once the lender is paid, they dismiss the foreclosure case. The entire process — from accepting an offer to closing — can happen in as little as two weeks.
Compare that to listing with an agent (60-90+ days to close) or a short sale (3-12 months for lender approval). When foreclosure is on the clock, speed matters.
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Foreclosure FAQ
Can I sell my house after a foreclosure notice?
Yes. In Florida, the judicial foreclosure process takes 6-36 months. You can sell at any point before the final judgment. A cash sale closes in 14-21 days, often fast enough to stop proceedings entirely.
Will selling for cash hurt my credit less than foreclosure?
Significantly. A foreclosure drops your credit score 100-160 points and stays on your report for 7 years. A traditional sale (including a cash sale) has no negative credit impact beyond any late mortgage payments already recorded.
What if I owe more than my house is worth?
If you're underwater, a short sale may be an option — your lender agrees to accept less than the balance owed. Cash buyers can close short sales faster because there's no financing contingency. FastSellEasy can help you explore this option.
How fast can you close to stop my foreclosure?
We can close in as little as 14 days. For foreclosure situations, we prioritize speed and work with title companies experienced in distressed sales to expedite the process.